HealthInsuranceRoxx

Catastrophic Health Insurance

2010-05-03T12:00:00Z

Catastrophic health insurance is a form of high deductible health plan designed to cover the cost of medical emergencies when they occur. This doesn’t mean to say though that other things such as routine physician appointments and prescriptions aren’t covered, because they are. In fact everything that a traditional health insurance policy covers is also covered by catastrophic health insurance.

COBRA Insurance

2010-05-17T12:00:00Z

Although COBRA is often referred to as a type of insurance plan it is actually a law. COBRA is the acronym for the Consolidated Omnibus Budget Reconciliation Act of 1986, and in simple terms it is the law that makes employee health coverage available to former employees for a specified period of time following their departure from the company.

Dental Health Insurance

2010-06-01T12:00:00Z

Until quite recently it was normal to purchase dental and health insurance separately as two distinct insurance policies, and this was especially true when it came to privately bought health insurance. Today however you can easily buy the two together as a single policy, or alternatively you can add dental insurance to an existing health insurance plan as a supplemental.

Employee Health Insurance

2010-06-17T12:00:00Z

Most major US employers today offer their staff some form of employee health insurance plan. This insurance generally covers the cost of medical expenses incurred by the employee or their immediate family, and as such is a very beneficial type of insurance policy to have. The premium for a typical employee health insurance plan is often much lower than for a similar individual health insurance plan; another factor that attracts a lot of employees.

Health Insurance Benefits

2010-07-04T12:00:00Z

When people talk about health insurance benefits they are generally referring to the services, medical procedures and treatments covered by their chosen health insurance provider. These benefits can range from very basic through to comprehensive coverage and depend to a large extent on the type of policy bought and the amount paid for it.

Health Insurance Companies

2010-07-22T12:00:00Z

According to one online directory there are now over 50 specialist health insurance companies in the United States. There are also hundreds of multidisciplinary companies that offer a range of insurance products in addition to health insurance. Some of these companies only trade in specific states however and so their products aren’t available nationwide.

Health Insurance Coverage

2010-08-10T12:00:00Z

One of the main aspects to look at with regards to any health insurance policy is the type of coverage it offers. The majority of policies and plans provide health insurance coverage for all of the main medical bills you may incur during a year, however, some also offer additional benefits.

Health Insurance Rate

2010-08-29T12:00:00Z

Over the last few years the average health insurance rate has risen by up to 20 percent annually. The reasons for this include such things as the spiraling costs of medical care, research into novel treatment techniques, and the costs of advertising and administration levied by the insurance companies. So, with this in mind, how do you keep your health insurance rates as low as possible without compromising on coverage?

Medicare

2010-09-18T12:00:00Z

The Medicare program is a federally administered insurance plan that pays for certain categories of medical bills. There are specific requirements that people need to meet in order to be eligible for Medicare insurance, the most important of which are mentioned below.

No Health Insurance

2010-10-09T12:00:00Z

Although there is no legal requirement to have health insurance in the US at this time, it is highly advisable to buy into some form of health insurance plan. The rising cost of medical procedures, hospital care, physician appointments and prescription drugs now means that having no health insurance can result in serious financial difficulties and, in some cases, bankruptcy.

Short Term Health Insurance

2010-10-30T12:00:00Z

Short term health insurance is a unique type of insurance that is designed specifically to be a stop-gap. As the name suggests it is a temporary form of health insurance that typically runs for a less than six months, although some insurance providers will allow a twelve month plan if required.

Supplemental Health Insurance

2010-11-20T13:00:00Z

With the rising costs of medical procedures, prescription medications and other forms of health care it is no wonder that more and more people are investing in supplemental health insurance plans. These plans are designed to cover any health related gaps in your existing health insurance policy, and can also be made to cover a variety of additional expenses such as lost income (due to injury or illness) and medical-related living costs.

Buy Health Insurance

2010-11-25T13:00:00Z

It is a well known fact that unexpected medical bills and the associated costs of long term health care are two of the main causes of bankruptcy in the US. Even so, over 50 million Americans fail to buy health insurance each year. The main reason for this is the cost of health insurance policies, however for those who choose to buy health insurance online the potential savings can far outweigh the consequences of not having health insurance at all.

Health Insurance For Self Employed

2010-11-30T13:00:00Z

Being self employed has its benefits but it also has its drawbacks. Health insurance for self employed people is one such drawback. Very few new business owners think about the cost of health insurance plans for self employed individuals until they start looking around for quotes. Unfortunately they soon discover how high the premiums can be when compared to what they were paying as part of their previous employer’s group health insurance.

Private Health Insurance

2010-12-05T13:00:00Z

Buying private health insurance is a costly business but for some it is something that can’t, or shouldn’t, be avoided. If you are temporarily unemployed, working for a small company that doesn’t offer health coverage, retired or starting up in business for yourself then you need to shop around for a private health insurance policy to suit your needs.